OpenAI launched ChatGPT Wallet for eligible US Pro users aged 18 and over, enabling an AI agent to prepare purchases and present them for final approval. Reuters reported that the service works with eligible American Express, Mastercard and Visa cards through payments infrastructure from Dots.

Users review the merchant, amount and order before approving with Face ID or a fingerprint. Payment details are tokenised, limiting the credentials exposed during a transaction, while the human confirmation step keeps the final purchase decision with the account holder.

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This is an original summary, not a republication of the full report.

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